Finances
Two things make business work.
1. A job well done.
2. Getting Paid
While it is true that when we get a death call our immediate focus is “how can we best help this family?
Of equal importance is, “how are we getting paid?” We do not demand immediate payment but we do
need to understand how the funeral expenses will be paid. That is not unreasonable! Most funeral
homes in the area expect payment immediately and do not want to consider payments.
When you come to our office to make funeral arrangements you can expect our undivided attention.
We will be professional, friendly, respectful, courteous and helpful at all times. Knowing that the needs
of each family are often very different, we will go the extra mile in try to accomplish your specific
requests.
When the arrangements conference is completed, we will present you with an itemized statement
which will reflect every expense associated with the funeral. It is then that we will discuss payment.
When there is life insurance, we will help you make application to your insurance company. We will
complete an assignment form that will allow the insurance company to pay us directly. The remainder is
paid to the beneficiary.
In situations where there is no life insurance, we will try to help you find ways to help you pay the
expenses. In these situations we need to know that funds are limited or there are no funds. Also, your
choice of funeral goods and services should reflect a limited budget. We would want the family to pay
the immediate cash expenses such as, but not limited to, death certificates, flowers, pastoral gratuity,
cemetery expenses etc.
We do not generally take payments. However sometimes, depending on the specific need, we will. In
those situations, there must be a firm commitment in writing with a down payment.
Funeral expenses may be paid any time within 30 days from the date of agreement. Boyer Family
Funeral Homes reserves the right to add interest on any account that is past due at the rate of 1.5% per
month, 18% annually. Cremation services are due and payable when the cremains are completed and
returned. We do not purchase cemetery lots.
It is in the best interest of the consumer to have a plan in place to pay for funeral expenses.